Rent to Own Furniture | No Credit Needed
Rent to Own Furniture – No Credit Needed, Easy Payments
At Best Buy Furniture, we make it simple to furnish your home with beautiful, affordable furniture — even if you’re building credit or just starting out.
Our Rent to Own Furniture program lets you take home what you love today with no credit check, instant approval, and low monthly payments.
Whether you’re decorating your first apartment or upgrading your dream home, you’ll find the best prices, the biggest brands, and flexible payment options to fit every budget. We proudly serve Philadelphia, New Jersey, and nationwide customers with fast approvals and quick delivery.
Visit Our Rent To Own Furniture Centers in Philadelphia and New Jersey
Rent to Own Furniture Made Easy at Best Buy Furniture
Looking to furnish your home without breaking the bank? At Best Buy Furniture, we make it simple with rent-to-own furniture options that fit your budget and lifestyle. However Whether you're furnishing a new apartment, upgrading your living room, or designing your dream bedroom, our flexible financing plans and no credit check approval process make it easy to take home what you love—today.
Why Choose Rent to Own?
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✅ No Credit Needed – Approval is fast and easy, regardless of your credit history.
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✅ Flexible Payment Plans – Weekly, bi-weekly, or monthly options available.
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✅ Same-Day Approval – Get approved in-store or online in just minutes.
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✅ Fast Delivery – We deliver your furniture quickly and safely.
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✅ Top Brands – Choose from Ashley Furniture, Meridian, Signature Design, and more.
🏠 What Furniture Can You Rent to Own?
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Sectionals & Sofas – From cozy loveseats to spacious modulars
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Bedroom Sets – Beds, dressers, nightstands & more
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Dining Room Sets – Stylish tables and seating for every space
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Mattresses – Sleep now, pay later
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TV Stands & Accent Pieces – Complete your look with ease
Living Room Sets – Sectionals, sofas, loveseats & recliners
- Bedroom Furniture – Beds, dressers, nightstands & mattresses
- Dining Room Furniture – Tables, chairs & bar stools
- Kids’ Furniture – Bunk beds, cribs & more
- Home Office – Desks, bookcases & work chairs
- Accent & Decor – TV stands, rugs, lighting & more
💳 No Credit Needed – Easy Approval Process
Unlike traditional financing, our rent to own process is simple:
- No credit check required
- Instant decisions – most approvals happen in minutes
- Affordable weekly or monthly payments
- Own your furniture once payments are complete
We partner with leading lease-to-own providers like Acima, Snap, and Progressive Leasing, giving you options that work no matter your credit history.
🚚 Fast Nationwide Delivery
From Philadelphia to California, we offer nationwide shipping on our rent to own furniture. Choose in-store pickup, local white-glove delivery, or direct-to-door shipping across the country.
🎁 Exclusive Furniture Promotions & Special Discounts
Take advantage of:
- $0 down promotions on select items
- Early payoff savings – pay off early and save
- Bundle deals – combine living room, bedroom, and dining for even better pricing
🛒 How It Works
- Shop Online or In-Store – Browse our huge selection
- Choose Rent to Own – Select your provider at checkout
- Apply & Get Approved – Quick & easy process
- Schedule Delivery – Get your furniture fast
- Enjoy Now, Pay Later – Take it home today!
🏠 Rent-to-Own Furniture FAQs and Most Important Information
What credit score do you need for rent-to-own furniture?
At Best Buy Furniture, you don’t need perfect credit to get the furniture you love. Our rent-to-own program is designed for everyone — even if your credit score is low or you have no credit at all. Approvals are fast and easy, often within minutes, so you can take home your dream living room, bedroom, or dining set today.
Is lease-to-own a good idea?
Absolutely — especially when you shop at Best Buy Furniture. Lease-to-own gives you the flexibility to furnish your home immediately while paying over time. You enjoy brand-new, name-brand furniture with small payments that fit your budget. Once you complete your payments, the furniture is yours to keep — no surprises.
How does rent-to-own furniture work?
Our process is simple:
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Choose your furniture — from top brands like Ashley, Meridian, and more.
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Apply online or in-store — fast approval, no credit needed.
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Enjoy your new furniture right away — with flexible payment plans and easy ownership options.
Best Buy Furniture’s rent-to-own program is available in all Philadelphia and New Jersey locations.
Is it cheaper to rent or buy furniture?
Rent-to-own is the most affordable way to get premium furniture immediately without large upfront costs. At Best Buy Furniture, we offer huge discounts, lowest prices, and flexible terms that let you own the furniture you love — without breaking your budget.
What credit score is needed for rent-to-own?
There’s no minimum credit score required at Best Buy Furniture. We make approvals simple and flexible so anyone can qualify. Whether you have good credit, bad credit, or no credit at all — you can take home beautiful new furniture today.
Do you need a down payment for rent-to-own?
Most items at Best Buy Furniture require little to no money down. Our goal is to make furniture ownership easy and stress-free for every household in Philadelphia and New Jersey.
Does rent-to-own hurt your credit?
Not at Best Buy Furniture. Our program is credit-friendly and won’t hurt your score. In fact, consistent on-time payments can even help establish positive payment history.
What are the cons of leasing to own?
Some rent-to-own programs elsewhere charge high markups — but not at Best Buy Furniture. We’re transparent, affordable, and customer-focused. You get brand-new pieces at fair prices with flexible ownership options and no hidden fees.
Is rent-to-own furniture worth it?
Yes — when you shop with Best Buy Furniture, it’s 100% worth it. You can instantly transform your home with quality furniture while paying over time. Thousands of customers in Philadelphia and New Jersey love our rent-to-own plans for their simplicity, affordability, and unbeatable selection.
Is it better to lease or buy furniture?
If you want to spread out payments or avoid large upfront costs, leasing (rent-to-own) is the smarter choice. Best Buy Furniture combines flexible lease-to-own options with the best prices in the area, giving you the freedom to upgrade your home whenever you like.
Is renting furniture cheaper than buying?
When you shop rent-to-own with Best Buy Furniture, you get instant access to the furniture you want — no credit, no waiting, and no massive purchase all at once. It’s perfect for anyone looking for comfort, convenience, and affordability.
What is a disadvantage of getting furniture from rent-to-own businesses?
Some national rent-to-own chains overcharge customers — but Best Buy Furniture stands apart. We keep prices honest, delivery fast, and service local. That’s why we’re the largest rent-to-own furniture destination in Philadelphia and New Jersey.
Is renting furnished worth it?
If you’re moving or furnishing a new home, renting furniture through Best Buy Furniture’s rent-to-own program is absolutely worth it. You get stylish, high-quality furniture delivered fast, with payments that make sense for your budget.
What is the point of renting furniture?
Rent-to-own furniture lets you enjoy comfort and style instantly — without waiting to save up or damaging your credit. Best Buy Furniture helps you make your house a home today, with flexible terms, top brands, and the best deals in the region.
Why choose Best Buy Furniture?
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🏆 #1 Rent-to-Own Furniture Centers in Philadelphia & New Jersey
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💸 Best Prices • Easy Approvals • Huge Selection
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🚚 Fast Delivery & Local Service
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🛋️ Top Brands like Ashley, Meridian, TOV, and More
Customer Testimonials
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“I couldn’t believe how easy it was! Got approved in minutes and had my sectional delivered the same week.” — Maria S., Philadelphia⭐️⭐️⭐️⭐️⭐️
“They really helped me furnish my whole apartment with no stress. Payments fit my budget perfectly.” — Tony G., Camden⭐️⭐️⭐️⭐️⭐️
“Customer service was excellent. They explained every step clearly. Highly recommend!” — Lisa R., Cherry Hill⭐️⭐️⭐️⭐️⭐️
“Best experience I’ve ever had buying furniture. Great selection and affordable rent to own plans.” — David W., Miami
Take Home the Furniture You Love Today
Stop waiting to upgrade your home — with Best Buy Furniture’s Rent to Own program, you can get approved instantly, enjoy flexible payments, and own it all without breaking your budget.
Visit one of our showrooms in Philadelphia or New Jersey, or apply online today to start your rent to own journey.
Best Buy Furniture – Beautiful homes made affordable.
Visit Our Rent to Own Furniture Center Located at 2558 Grant Ave, or call us at 215-516-5313
Visit our New Jersey Rent to Own Furniture Centers at New Jersey, or call us at 856-663-5558