Dreaming of a fresh, stylish living room or a brand‑new bedroom set but worried about the price tag? Best Buy Furniture makes it possible today and affordable tomorrow with our Buy Now Pay Later, Rent‑to‑Own, and Lease‑to‑Own plans—all with no credit check required. We offer same as cash furniture financing with instant decision.
Rent to Own Furniture | Buy Now Pay Later
Why Choose Our Furniture Financing Programs?
Fast, flexible approvals
- Complete our short application online or in‑store and get an instant decision—usually in under 60 seconds.
No credit? Bad credit? No problem.
- We partner with leading “second‑look” lenders who approve real people, not just credit scores.
Same‑as‑Cash option
- Pay off your balance within the promotional period (typically 90–180 days) and pay zero Apr—it’s like buying with cash but on your own timeline.
High approval amounts
- Finance or lease up to $5,000 in furniture and décor, from sofas and sectionals to dining sets and mattresses.
Flexible payment schedules
- Choose weekly, bi‑weekly, or monthly payments that match your paycheck cycle. Terms range from 3,6 and 12 months.
Buy Furniture Now Pay Later with affirm
Get your Furniture today and make monthly Payment with affirm - No Credit Needed
Get instant decision when you Checkout , Easy and Fast Process. 3,6,12 Month options Available affirm disclosures affirm lenders
Rates from 0%-36% APR. Payment options through Shop Pay Installments, are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders
Options depend on your purchase amount, and a down payment may be required. State notices to consumers https://www.affirm.com/licenses
How Does It Works?
Apply in Minutes
Fill out a quick form online or in-store.
Instant Decision
Real-time decisions—no long waits.
Shop & Pay Over Time
Use your approval to buy now and split payments.
Ready to Get Approved?
At Best Buy Furniture you can furnish every room today and pay over time—no credit needed and 0 % Apr when you meet the promo term. Apply in under a minute and get an instant decision for up to $5,000 on sofas, bedroom sets, dining tables and more. Choose the plan that suits you best: same‑as‑cash Buy Now Pay Later, flexible Rent‑to‑Own, or traditional leasing—all with low weekly or monthly payments and zero hidden fees. Click Apply Now and bring home your dream furniture the affordable way!
Frequently Asked Questions
Can I finance furniture with no credit check?
Yes! We offer no credit needed furniture financing through partners like Acima, Progressive Leasing, and Snap Finance. These flexible options allow you to shop now and pay over time—even if you have bad credit or no credit history at all. Get approved instantly and take home the furniture you love today.
What is Acima and how does it work?
Acima offers lease-to-own furniture financing with no credit required. Just apply online or in-store and get approved for up to $5,000. With low initial payments and a 90-day early purchase option, Acima makes it easy to bring home your dream furniture without the stress of traditional credit checks.
Can I make payments through Shop Pay?
Absolutely. Shop Pay Installments lets you split your purchase into 0% Apr payments or choose a monthly payment plan with no hidden fees. It’s a secure and flexible way to finance your furniture, mattresses, and home essentials—right at checkout.
What’s the difference between Snap Finance and Progressive Leasing?
Both Snap Finance and Progressive Leasing offer no credit needed furniture financing with easy approvals and flexible terms. Snap Finance focuses on installment loans, while Progressive Leasing offers a lease-to-own model. Either way, you can shop now and pay later for furniture with low monthly payments and no long waits.
How does Buy Now Pay Later furniture financing work?
When you choose a buy‑now‑pay‑later plan at checkout, you take your furniture home today and split the cost into fixed weekly or monthly payments. Pay the full balance within the promotional “same‑as‑cash” period—often 90–180 days—and you’ll pay 0 % Apr
What does "rent-to-own furniture" mean?
Rent‑to‑own lets you lease furniture with the option to purchase it later. Each on‑time payment builds equity, and you can buy the item outright at any point—perfect for shoppers who need flexible payments or are rebuilding credit. You'll sign a contract agreeing to make regular weekly or monthly payments, either to the store or an outside company, and then you get to take the item home.
Why would someone do rent-to-own?
Rent-to-own agreements allow you to shop with flexibility and ease, especially with big-ticket expenses. While being able to enjoy the product right away, these purchases are also more financially feasible with the cost being spread out over a period of time.
Apply For No Interest Financing Online or At Our Retail Locations
If you prefer to shop in person or from the comfort of your couch, getting Buy Now Pay Later or Rent‑to‑Own furniture financing is easy.
Tap “Apply Now” below, complete the secure form for that store location, and receive your decision instantly—no hard credit pull required.
Rent to Own Furniture | Buy Now Pay Later.
No Credit Needed! Get Approved Today Fast, Flexible & Easy Approval – Take Home Your Dream Furniture Today!
Rent to own Furniture | No Credit Needed | Apply Now
Best Buy Furniture Your Destination for Quality Furniture on sale and Hassle-Free Financing
Discover a furniture store that offers a hassle-free shopping experience with no credit check or credit needed. Our furniture store understands that everyone deserves the opportunity to furnish their home without the constraints of traditional credit requirements. We offer a wide selection of high-quality furniture options with flexible financing options, making it easy for you to find the perfect pieces for your home. Whether you're looking for a complete living room set, a comfortable mattress, or a stylish dining room table, we have you covered. Say goodbye to credit limitations and enjoy the convenience and affordability of shopping at our no credit check or credit needed furniture store. Visit us today and let us help you create the home you've always dreamed of, regardless of your credit situation.
At our furniture store, we understand that different customers have different financial needs. That's why we offer a wide range of financing options to make your furniture purchase more accessible and convenient. We believe that everyone deserves to have the furniture they love without compromising their budget. Whether you prefer short-term financing with zero interest, long-term financing with low monthly payments, or even rent-to-own options, we have flexible financing plans to suit your needs. Our friendly and knowledgeable staff will guide you through the various financing options available, helping you choose the best one for your budget and lifestyle. Don't let financial constraints hold you back from furnishing your home. Visit our store today or shop online and explore the many financing options we have available to make your furniture purchase a reality.
When you see the several furniture financing options that Best Buy Furniture & Mattress offers to hardworking customers like you, finally you’ll have no more excuses not to upgrade your home furniture and mattresses to what they should be. Smart shoppers can count on our website with a wide range of options and free shipping items, as well as our well-stocked Philadelphia, PA and Pennsauken, NJ furniture shops to find just the piece they’ve always wanted and at closeout prices! Still, even with our skillful price cutting on high-end furniture at your service, we remember what it’s like to struggle. If past money woes have caused you to have issues with your credit, Best Buy Furniture & Mattress always understands so you can still take it home and enjoy it now. When you shop quality affordable furniture in our showrooms the answer’s always yes. Applying for any of our financing options is simple, a matter of minutes online, and approval is most likely. Let’s get you started on having the home you really want instead of settling, thanks to generous home furniture financing the Best Buy Furniture & Mattress way!
Best Buy Furniture – Your destination for premium recliners at unbeatable prices for over 25 years.
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Best Buy Furniture – The Biggest Center of No Credit Check Furniture
2558 Grant Ave, Philadelphia, PA 19114 215-516-5313
5309 Marlton Pike, Pennsauken, NJ 08109 856-663-5558
7953 S Crescent Blvd, Pennsauken NJ 08109 856-663-2333